Mumbai local train network is the lifeline of the city, and probably the only reliable mode of transportation. The local train network is at the heart of the fast-paced life Mumbaikars associate with. Lakhs of people board and deboard Mumbai local trains everyday, and as a mode of transportation that is bursting as it seems, mishaps are likely.
Talking about the latest reports from the Government Railway Police (GRP), between January and July last year, around 400 people died by falling off the crowded Mumbai locals and 871 people got away with minor injuries. So, if you are also a Mumbaikar who depends largely on the local train network to manage your daily commute, taking a Mumbai local train insurance cover is highly suggested. The said insurance policy protects you and your family financially if any mishap happens with you.
What is covered?
Talking about the insurance policy, Mumbai local train insurance cover lets you avail a coverage as high as Rs 1 lakh with a premium of just Rs 410 per annum. This amount would be credited directly into your family’s bank account in case you lose your life due to an accident in Mumbai local.
What is not covered?
Any expense incurred due to a mishap or accident other than while commuting via a Mumbai local train won’t be covered. In addition, this policy only covers individuals above 18 and below 70 years of age.
Read Also: Everything You Need to Know About Mumbai Local Train Insurance Cover
