In India, about 494 out of 1 Lakh children are affected by typhoid each year. While the cost of primary care for this water borne disease is not high, severe cases might require hospitalisation, leading to hefty bills.
Thus, insurance providers are now offering insurance covers to meet the cost of treatment procedures. Policies like Water Borne Diseases Cover, from Bajaj Finserv, can help cover the cost of vaccines, hospitalisation and treatment for typhoid.
What does this insurance policy cover?
A water borne disease cover provides coverage for following areas:
Hospital expenses
You can avail up to Rs. 50,000 to cover hospitalisation charges due to typhoid. You can also use the policy to cover bed rents during your hospital stay.
Medical expenses
This water borne diseases insurance covers the medical expenses you incur 15 days before and after your hospitalisation. You can use the cover to pay for expenses like doctor’s fee, medication and other treatment charges.
Diagnostic tests
Typhoid is a disease which requires routine blood tests as a part of the treatment procedure. You can use this insurance to pay for all the diagnostic tests you will need during your treatment.
This insurance policy helps to cover all expenditures that you incur during the treatment of the disease. However, remember that the insurance is limited to the treatment of typhoid and other water borne diseases. You cannot use it to cover the charges of treatment for any other disease.
Benefits of the cover
The water borne diseases insurance cover provides benefits like:
A high coverage amount of up to Rs. 50,000 for each insured person.
Pay for every expense incurred for the treatment of this disease through a single policy.
Avail various payment options like credit cards, mobile wallets, UPI, etc. to pay the premium.
Thus, this cover is exceptionally beneficial and helps you to be financially prepared for any emergency arising due to these diseases.
Read Also: How can Insurance Help you Meet the Expenses of a Typhoid Vaccine and Treatment?
