Regardless of whether you are a professional photographer or an amateur, a DSLR camera is a prized possession. Such cameras are expensive, and it is sensible to safeguard this investment with a DSLR camera insurance policy.
What does camera insurance entail?
Before opting for a camera insurance plan, you must know all about the policy and its coverage.
Natural calamity:
This policy provides assistance for any damage that you camera undergoes due to natural calamities like fire, flood, earthquake, landslide, typhoons, lightning etc. Apart from these, it covers financial liabilities arising from explosions or implosions, along with damages from strikes and riots.
Theft and burglary:
DSLR cameras are prone to theft as they are expensive and can be resold easily. So, it is ideal to avail of this policy. In the event of theft, you can recover most of the camera’s cost from your policy. Remember, you may not be able to prevent burglaries even with sufficient precaution.
Accessory coverage:
Apart from its body, this policy also covers other camera accessories like lens tripods, stands or flashes, if they are attached with the camera at the time of damage or theft. You can claim their cost from the plan as well.
Mechanical problem coverage:
Owing to a number of reasons, DSLR cameras often suffer mechanical problems and repair costs are considerably high in these cases. With an insurance policy like this, camera owners are safe against all the repairing and replacement costs.
DSLR cameras are prized possessions and valuable to the camera owners. Buying a DSLR camera insurance policy to safeguard your financial interest in the product is a wise move. If you plan to travel frequently with the camera in tow, such a plan will also ensure extensive protection for all your photography equipment during such trips.
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